There is struggle between, ‘Enjoy now or save for the future’. We constantly endevour to find the balance between enjoying life now and ensuring we have the resources to live well later, during our retirement years. There is no ideal balance for everyone because we all have different goals, needs, resources, expectations, and desires. The […]
In line with a broader decline in interest rates, banks have been consistently lowering interest rates on fixed deposits (FDs) and savings account deposits. Why FD rates are declining For the last 5 years, the government is consciously targeting a low rate of inflation. But what does inflation have to do with rates of interest on […]
“The stock market is filled with individuals who know the price of everything, but the value of nothing.” – Phillip Fisher Financial advisers, play a critical role in our life. It’s very important that you find the right people to help you manage your wealth well – after all, like it or not, your financial […]
Allowing emotions to rule your investment strategy is, and always has been, a recipe for disaster. All great investors follow a strict diet of discipline, strategy and risk management. The early days of the New Year are a good time to reflect and consider the year past. 2017 WAS ONE OF THE BEST YEARS FOR […]
Happy New Year, friends! New Years is a time for resolutions. And we intend to keep them, right? Wanting to do something and Doing something are two different things, we know. And that’s the first thing we must remind ourselves. Every year, many of us resolve to eat better, exercise, track expenses, etc. But in […]
On the occasion of women’s day we bring to you the second article from our savvy Women client on investment do’s and don’t’s. Mrs. Sulakshna Srivatsan is a prudent investor , a mother , quite resourceful and the one who has travelled path of investing herself as a banker in her earlier stint. Sulakshna holds […]
Today Government of India (GOI) announced opening of second tranche of Sovereign Gold Bond issue.The issue is open for subscription till January 22.We got a query for should one look at investing in this scheme? Here is our quick take on the scheme. This is one of the Schemes which GOI wants to promote to […]
‘I work in the one of the world’s best investment banking company and I have access to the best resources about investments. So I know what the best investment currently is. ‘ ‘My brother-in-law works for the leading American management consulting firm and he will help me to plan family finances. He is very successful […]
Does having a credit card make you spend more? Research says that when you pay by card you tend to spend more than when you shop with cash. Surprised? But it’s true. Recently while analyzing cash flow planning for a family, we found that, despite having decent income there is huge mismatch in inflows & […]
“The stock market is a giant distraction for the business of investing” –John Bogle Over the last few weeks, the equity market has been extremely volatile. As usual some of you might have started feeling uncomfortable about this volatility. Volatility is very much part of equity market feature. It’s all driven by sentiments. Here is […]