What is it? If you are a member of EPFO, you can now have the option to select a higher pension based on your actual basic salary as of September 1, 2014. According to the most recent policy, older members may seek larger pensions and pay higher EPS contributions at an 8.33 percent rate rather […]
Today, in fund focus, let us discuss asset allocation funds, also called all-weather funds, that seek to manage portfolios through the combination of asset classes. What is a multi-asset fund? A multi-asset strategy, as the name implies, combines various asset classes to provide a broadly diversified portfolio. These asset classes often include stocks, bonds, commodities, […]
Let’s decode all the tax announcements from Budget 2023, specifically those impacting your life. First and foremost, a new tax regime for individuals to now be the default tax regime –means you have to mention to make you part of the old regime specifically. Another point making the new regime more attractive is a rebate […]
“Retirement is wonderful if you have two essentials — much to live on and much to live for.” Retirement is the freedom to pursue any goal as long as one’s physical and mental capabilities last. It is that point in life when you have the financial ability to follow what you want to do in […]
Generally, the word retirement was associated with a person of life in the distant future. However, as we noticed during our conversations with many clients over the last few years that as they enter their 40s., they start thinking more and more about retirement savings. ‘Comfortable retirement’ is what is on their mind, and it […]
Have you ever thought of a bakery Or a Chai shop becoming a multimillion company? Yes, why not? We live in a country that has emerged as the world’s third-largest startup ecosystem. Currently, entrepreneurship in small businesses is much more than what it was two decades ago. Because it is easy to grow faster in […]
We are in a business of trust, and trust is the best-built step by step. We believe in nurturing relationships, one connection at a time. Most of the time, people read about equity markets but need help figuring out how to invest in them. Going through a trusted advisor gives answers to how best one […]
As a mother of two kids – an 18-year girl and a boy of 10 years old – I am delighted to write this blog on how best to invest in your child’s future. This journey means the world to me. And the tips I’m about to share with you are very personal. They come […]
Are you rich or do you just have money? ― Frank Sonnenberg, We all desire to earn more money. The lure of more money endures. What is enough is not in the dictionary or it isn’t easy to draw lines. Personally speaking – Getting stable, having a promising career, building some trajectory – I was […]
Unless I walk the path, how can I be the torch bearer. I’ve been thinking about this recently. And goals. Goals are the guiding star when it comes to Investment Planning. I help families to define goals. The defining goal is like what you want to achieve with the money. Defining a goal – making […]