Change is hard. All efforts of changing things in business, organization, society or home boils down to one fact – Can we get people to start behaving in a new way? Chip & Dan Heath give a framework to how to instill this change and SWITCH behavior to achieve the desired outcome. In Switch: How […]
In the last fifteen years, we have lived through at least two market crashes. Despite that the market bounced back to new highs what does this demonstrate?. The next time you think it’s a good idea to get in and out of the market based on some vague notion that you can predict ups and […]
Why Focusing on the Long Term is More Important Than Ever! Look at the photo above. See that road in the center that cuts through the mountain ridge? The history behind that road is one of the most remarkable tales of human perseverance, yet you have probably never heard it. The story starts in 1960 in […]
Company fixed deposits (FDs) offer assured returns, which are generally 1% to 3% higher than the interest rates on term deposits in a bank or post .office. However, here are some of the most important things to keep in mind before you rush to invest in a company fixed deposit. If you fall in the […]
As you grow in your profession and career, your earnings increase. And so do your lifestyle-related expenses. The thing about lifestyle-related expenses is that they are often unnoticeable; in other words, they creep up on you, because of which they are often hard to control. For e.g. Watching Movies in mall at PVR & INOX […]
Do the Math and sell your property if It’s a non performing asset ! The math does not add up. The real estate refugees from the builder excesses of the past are now stuck between a rock and a hard place. These are the people lucky enough to actually have a finished flat with possession […]
“I can never be all the people I want and live all the lives I want.” ― Sylvia Plath, The Unabridged Journals of Sylvia Plath This is one of the strongest reasons to read books and learn new things and fill your life with more satisfying experiences about all the things that interest you and make a difference […]
One of the essentials of good investment planning is preparing for the future, whatever it may bring. Therefore, a vital component of a solid investment planning is an emergency fund. An emergency fund is designed to cover a financial shortfall when an unexpected expense crops up. Your emergency fund can serve as a place to […]
The desire to keep an eye on your money is natural. But doing it too often can hurt you, and your money. Let us look at why this is so. We always want to see our portfolio growing. But ups and downs are a part of life. This rule also applies to your portfolio. In […]
“God has created enough for Man’s need but not for his greed,’- Mahatma Gandhi. Most of us would like to have more money. This is a fact of life. But question is, how much more? Last week, we met a client for an annual review. He asked, “Is this rate of return I am earning […]