Three deaths in the family in the space of one year made me think about a Will and the reasons why you must invest time to make one. A Will is nothing but a document with a list of all your asset details and who you wish to bequeath them to. Most say a Will […]
Home is an emotional subject. One wishes to have a perfect home. Client after client, this is one pain point: to have the ‘Perfect home’. Where all needs will be taken care of, there is space for everyone in the house and everything with little garden and ample light and amenities. Getting a home, building […]
Curbing emotions during turbulent times can be a challenge but is important for long term investors. Volatility in the stock market can prompt some investors to make poor decisions. EMOTIONS CAN BE A powerful impediment to investment success, particularly when tweets create stomach-churning market volatility. Investors able to avoid fight or flight responses to market […]
While chances of negative returns were 25% for 1-year period, the probability is nil in 5 years. The latest industry data released by CRISIL and AMFI shows that the chances of getting negative returns from investments in mutual funds through SIP route diminishes to nil from fifth year onwards. The report has taken the past […]
“Our favourite holding period is forever.” – Warren Buffett What is long term? Does Systematic Investing Plan (SIP) work? Should I continue my SIP? Will the markets go down even more? How much more? Should I exit? What should be the new strategy? These are some of the questions that crop up in the minds […]
The last 18 months have been a difficult one for equity investors in India. The trend has been downward. The economy is going through a transition. There was also the credit crisis linked to Non-banking Finance Companies (NBFC). A lot of this has caused a temporary liquidity crisis in the market. The recent budget, too, […]
Parag Parikh, Founder of PPFAS AMC Pvt. Ltd, shared his views in a panel discussion on value investing. Being an expert on the subject of behavioural finance, a stock market veteran and an author, his insights were brilliant. He nailed it down to one single take-away. There are no stock market geniuses. Just those savvy […]
Meet Ms. M. She is an investor with a moderate risk appetite. This is her investment portfolio. It comprises a combination of funds. The funds have been chosen only after considering her risk appetite. Visual of line graph We have been planning Ms. M’s finances for the past 15 years. During this period, Ms. M’s […]
‘Patience is not simply the ability to wait. It’s how we behave while we are waiting.‘ – Anonymous. It’s easy to plan for the long term. It’s difficult to walk the long walk. The ride could be bumpy, but that doesn’t mean you should leave the path, because you know it takes you to the […]
A Chinese proverb says: “The best time to plant a tree was 20 years ago. The second best time is now.” That attitude is at the heart of investing for retirement. Investing for retirement is important at any age. There is nothing wrong in starting in your 20’s or in your 40’s. What is more […]