Have you ever wondered why, despite your best efforts, some investment decisions are out of your control? Have you felt a surge of panic during a market dip, leading you to sell off stocks prematurely? Or perhaps you’ve held back from investing altogether despite knowing the long-term benefits? These behaviors aren’t just about numbers—powerful emotional […]
Why do some investments perform better at certain times while others lag? The answer lies in understanding the business cycle—the natural ups and downs of the economy. The Bandhan Business Cycle Fund is built on the idea that you can potentially increase your returns by smartly shifting investments to different sectors at the right time. […]
The Public Provident Fund (PPF) has long been a cornerstone of Indian investors’ portfolios, offering a combination of safety, tax benefits, and stable returns. With a guaranteed interest rate of 7.1% and a 15-year lock-in period, it remains a trusted investment option for those looking to grow their wealth with minimal risk. However, recent changes […]
By now, many of you have likely reviewed the 2024 budget announcement concerning personal tax and may be wondering which tax regime is more advantageous and what deductions are available under the new tax regime. Let’s delve into the details to clarify these aspects, keeping in mind that the best choice may vary depending on […]
‘My life is not as interesting as Yours!’ ‘I want to work as much as possible to get to your bank balance!’ ‘I want to travel to Scotland!’ These are the few remarks I received recently. People in my circle are picking up on my WhatsApp status. When I share my daily happiness, small wins, […]
The Union Budget 2024’s theme of “Vikasit Bharat” reflects a holistic approach to economic development, focusing on Employment, Skilling, MSMEs, and the Middle class. By addressing these critical areas, the budget aimed to create a more inclusive and prosperous economy, paving the way for sustained growth and development. Let’s decode all the tax announcements from […]
In today’s world, where medical expenses are rising at an unprecedented rate, securing a robust health insurance policy has become essential. Among the various health insurance options available, HDFC Ergo Health Insurance stands out for its comprehensive coverage and exceptional benefits. This article delves into the crucial reasons why health insurance, particularly HDFC Ergo Health […]
In an age where healthcare costs are rapidly escalating, having health insurance is more important than ever. It provides not just financial security, but also peace of mind, knowing that quality medical care is within reach when you need it most. This article explores the essential reasons why health insurance is necessary and how it […]
Navigating finances can feel daunting, can’t it? Conversations about investing, planning for retirement, and setting financial goals often get pushed to the back burner, just like the promises we make to ourselves about starting someday. But what if we shifted our perspective? What if today became our Day One? In community circles, I often hear […]
Today in Fund Focus, we will delve into the dynamics of India’s manufacturing landscape explore the objective of HDFC’s manufacturing theme fund, and uncover why you need to consider adding this to your portfolio. What is this fund all about? This is a thematic fund that invests predominantly in companies engaged in the manufacturing sector. […]