Unless I walk the path, how can I be the torch bearer. I’ve been thinking about this recently. And goals. Goals are the guiding star when it comes to Investment Planning. I help families to define goals. The defining goal is like what you want to achieve with the money. Defining a goal – making […]
Plant lovers know that growth is not always visible. Plants with strong roots grow better. Roots are an example of invisible growth. You will also find examples of this kind of growth in other walks of life. Learning a language includes periods of invisible learning. Diet and exercise deliver benefits that are gradual and not […]
“Success is the product of daily habits – not once in a lifetime transformation” This is my favorite quote from an awesome book that I just completed reading called ‘Atomic Habits’ by James Clear. While this book gives us many valuable and deep insights about how small habits formulated can give tremendous results, I wish […]
Canara Robeco Equity Hybrid fund can invest in equity and debt in 75:25 proportion. It brings the best of equity and debt asset class. The equity portion helps to get returns, and the debt portion provides a cushion. An aggressive hybrid category is less risky than a pure equity fund but can potentially offer equity […]
Data suggests that over 50% of HNIs are unable to remain invested for even two years. This factoid made me think about something I wrote a few months back on Do Nothing Investing. I remembered a couple of our client stories – build on this philosophy, or they never bother to change the allocation. Do […]
How much wealth you should leave for your children? And Why?
On the occasion of Women’s Day, we wondered, how do the women at Gaining Ground feel about money? Here’s what we discovered. Kshitija Shete – Co-founder, Gaining Ground ‘Money doesn’t grow on trees. ‘Money has to be in circulation for it to grow more.” As an only daughter of a businessman, I grew up with […]
2021 was the year of recoveries for economies, companies, and people. Next year promises more along the same lines. What are the top stories that spring to mind? The healthy pace of vaccinations is welcome. Interest rates continue to be low, Sensex, in 2021, moved up 19%. Diversified equity funds across categories did well. Debt Funds continued to
I like to think of investments as saplings planted to bear fruit years later. It is a simple and accurate analogy for the investment journey I preach and practice. This client story that I’m about to introduce embodies the collaborative and nurturing approach to the investment journey and destination we strive to bring to our […]
Mutual funds are a simple, systematic, proven way to create wealth. Investing, tracking and garnering returns are most accessible in Mutual funds. Mutual funds are an efficient, regulated system of wealth creation. A mutual fund is a vehicle to invest in. Your money is managed by professionals called Fund Managers. The following image shows the […]