2021 was the year of recoveries for economies, companies, and people. Next year promises more along the same lines. What are the top stories that spring to mind? The healthy pace of vaccinations is welcome. Interest rates continue to be low, Sensex, in 2021, moved up 19%. Diversified equity funds across categories did well. Debt Funds continued to
I like to think of investments as saplings planted to bear fruit years later. It is a simple and accurate analogy for the investment journey I preach and practice. This client story that I’m about to introduce embodies the collaborative and nurturing approach to the investment journey and destination we strive to bring to our […]
Mutual funds are a simple, systematic, proven way to create wealth. Investing, tracking and garnering returns are most accessible in Mutual funds. Mutual funds are an efficient, regulated system of wealth creation. A mutual fund is a vehicle to invest in. Your money is managed by professionals called Fund Managers. The following image shows the […]
‘Whatever is easy is difficult to do.’ Investing money regularly is one such ‘easy’ thing that’s difficult to do. But if done diligently, it makes creating wealth easy. And the case of Mr S, outlined below, is proof of that. One day, our office had an unexpected visitor. Let’s call him Mr S. He told […]
To begin with, here is a summary of this book in a sentence: Ten tales, in the form of inspiring parables for the modern man, set in the ancient civilisation of Babylon, the historical cradle of finance. The truth is always in front of us in plain sight; we choose to avoid it. We all […]
Way back in primary school is when I first came upon the phrase, ‘Common sense is not common in people.’ Admittedly, it sounds a little trite any time it’s thrown down in a conversation between grown-ups, but, make no mistake, there does exist an undeniable grain of truth in it. It is this grain of […]
“Nothing will ever separate us. We will probably be married another ten years.” –Elizabeth Taylor, five days before filing for divorce Long-term thinking is easier to believe in than accomplish. Most people know it’s the right strategy in investing, careers, relationships – anything that compounds. But saying “I’m in it for the long run” is […]
You are busy. Equity markets are volatile. The stock market feels like a no-fly zone. Yet when markets rise and fall, you see friends making money by picking stocks. And so, because you think it must be easy, you try and do the same. What is more, several fintech platforms now make taking the plunge […]
For several reasons, I have been thinking about Professionals. Today, I am going to share a few instructive stories about my experiences with three consummate Professionals. But first, let’s define what or who is a Professional. Simply put, a professional is a person who is an expert at the service they render and is qualified […]
During one client conversation, the question came up, should we invest in the Sukanya Samriddhi Account? This is one case. Explainer: The client is investing in his company stocks for his child’s education. He has a long term vision, time for the goal and a good risk appetite. Investing in stocks is a good idea […]