Meet Ms. M. She is an investor with a moderate risk appetite. This is her investment portfolio. It comprises a combination of funds. The funds have been chosen only after considering her risk appetite. Visual of line graph We have been planning Ms. M’s finances for the past 15 years. During this period, Ms. M’s […]
‘Patience is not simply the ability to wait. It’s how we behave while we are waiting.‘ – Anonymous. It’s easy to plan for the long term. It’s difficult to walk the long walk. The ride could be bumpy, but that doesn’t mean you should leave the path, because you know it takes you to the […]
A Chinese proverb says: “The best time to plant a tree was 20 years ago. The second best time is now.” That attitude is at the heart of investing for retirement. Investing for retirement is important at any age. There is nothing wrong in starting in your 20’s or in your 40’s. What is more […]
Life is an accumulation of experiences that shape how we view ourselves, our families, and our world. When we reflect on these experiences, we come to realize that our lives have been and will be permeated by change. The same is true for you as well. It is important to keep an eye on demographic, […]
Going away from the routine, doing something different is energising. It’s recreational. I have not come across a single financial plan where we have not provided for Travel & Holidays. Everyone loves to Holiday. We have planned budgets for many holidays for our clients – domestic travel, Europe tour, World Tour, Travel for World Cup, […]
If I have to travel down the memory lane, I would say my mother had a sanguine relationship with money. Most of the time she used to just hoard cash in her many small – one zip purse at many places in cupboards, suitcases, different big purses. Her story is very different – she was […]
In the first part of this conversation we looked at the concept of money memories through a book excerpt. You may read it here. Picking up from where we left off, I want to continue by saying that when you analyse something and understand how it works, it works better for you. This applies to […]
As your child steps into his teens and acquires a social circle, his financial demands will increase significantly. It’s not easy being a teenager, but being the parent of a teen is probably worse. It’s the time when raging hormones, spending urges and an overwhelming sense of entitlement turn your teen into a materialistic monster. […]
I started reading books about financial life planning some years ago. Reading leaves me with fond memories. Memories impact the way I navigate life. Money memories are a vital part of our life memories. And memories of money from our childhood influence the way we take financial decisions as adults. This is natural. Our experiences […]
It’s not talked about often. It’s hardly ever noticed. But it’s there. And it’s vital. The role a man plays behind a woman’s success needs to be mentioned. A lot has been written and analyzed about the investment persona of women. What she does? Her relationship with money. How she manages it? are women interested […]