In the early part of this decade, taking a home loan and putting the money in real estate was considered a lucrative avenue of investment, considering the double digit returns that real estate was delivering to investors and the tax savings on home loans. However, things have changed since. Demonetization and a structural slowdown on […]
For those of us who want to take care of our financial futures but aren’t investing pros, there are plenty of pitfalls. To help steer you on the right path, I’ve put together some of the top investing mistakes that we see on a regular basis… and how to avoid them: PAY TOO MUCH ATTENTION […]
Last week I attended a training which took place in Portland, Oregon. It’s in the North West part of America. The training was on ‘Financial Life Planning’ which I wanted to attend from quite some time. Money Quotient is the organization which offers this particular training. Life and money are two sides of a coin. […]
It is eminently possible to get caught up in the excitement of IPOs (Initial Public Offering). Uninformed people think it’s an easy way to make money. They believe listing gains from IPOs are almost inevitable. This is far from true. You can lose money if you don’t think before you invest in an IPO. This […]
Some of these things have been mentioned by us before. But they are important enough to be reiterated. In fact, they are often forgotten. We’d like to take this opportunity to quickly take you through five things that you must watch out for when it comes to planning your personal finances. Forget financial goals – Instead […]
Last week, I was reading a blog by Carl Richards on talking about money. It struck me as an important topic. That is why I want to talk about it with you. Many Indian families don’t talk about money frankly. Practically speaking family member should know about the savings, wealth etc. When you have a […]
If your portfolio comprises investments in mutual funds, how does the rise and fall in market indices affect it? Does it? If not, why not? All this and more we will demystify/illustrate in this short note about the relationship between your fund investment and broader market indices. The recent euphoric all time rise in Sensex […]
Why Focusing on the Long Term is More Important Than Ever! Look at the photo above. See that road in the center that cuts through the mountain ridge? The history behind that road is one of the most remarkable tales of human perseverance, yet you have probably never heard it. The story starts in 1960 in […]
Do the Math and sell your property if It’s a non performing asset ! The math does not add up. The real estate refugees from the builder excesses of the past are now stuck between a rock and a hard place. These are the people lucky enough to actually have a finished flat with possession […]
The desire to keep an eye on your money is natural. But doing it too often can hurt you, and your money. Let us look at why this is so. We always want to see our portfolio growing. But ups and downs are a part of life. This rule also applies to your portfolio. In […]