Plant lovers know that growth is not always visible. Plants with strong roots grow better. Roots are an example of invisible growth. You will also find examples of this kind of growth in other walks of life. Learning a language includes periods of invisible learning. Diet and exercise deliver benefits that are gradual and not […]
I like to think of investments as saplings planted to bear fruit years later. It is a simple and accurate analogy for the investment journey I preach and practice. This client story that I’m about to introduce embodies the collaborative and nurturing approach to the investment journey and destination we strive to bring to our […]
And so the New Year begins with firm resolutions and high hopes. A client calls. They wish to buy land. They ask us to tell them the state of their investments. Then they ask if they may stop SIPs and pull out some funds to buy land. So I explain the pros and cons of […]
This is a routine case study to bring home the point about staying put with your investments. But routine does not make it useless. Quite the contrary. Strongly, too. The brilliance of doing nothing is oft-ignored. Oft-underestimated. And we have not pursued often enough. Hence, the need to share this case study and illustrate its […]
SPOUSE FACTOR: To create coherent investment planning strategies for life, for the family, you must involve your spouse. Why.
TRUTH IN ACTION: Understanding the difference between equity investments and fixed deposits is key to formulating an effective investment strategy and meeting life goals.
TAPPING RESOURCES: There is money. And there are different ways to use it. It's important to allocate wisely. Mixing money for business with money for personal needs can hurt your life plans. How to get this equation right is what we are going to tell you.
How to save more when monthly expenses keep increasing? Sounds familiar? This is a common problem. You intend to save more but aren’t able to. You just don’t know where the money goes. If your inflows are constant per month, how you manage expenses becomes the key to saving and saving more. Income – Expenses […]
When life gives you lemons, make Lemonade is a proverbial phrase used to encourage optimism and a positive can-do attitude in the face of adversity or misfortune. Lemons suggest sourness or difficulty in life; making Lemonade is turning them into something positive or desirable. Wikipedia In these unprecedented time of the human race, survival has become […]
As you are aware, Budget 2020 got a slew of changes for Non-Resident Indians (NRI). We endeavour to collate announced provisions and its impact for you. Residential status criteria under section 6 There are three provisions announced, which you should take note of regarding Residential status. New provision for taxation introduced based upon residency status. […]