Navigating finances can feel daunting, can’t it? Conversations about investing, planning for retirement, and setting financial goals often get pushed to the back burner, just like the promises we make to ourselves about starting someday. But what if we shifted our perspective? What if today became our Day One? In community circles, I often hear […]
This one is for all you yogis, meditators, and Buddhists out there. You want to achieve enlightenment? The key is not in down dogs and green smoothies. The key is budgeting. I know that sounds crazy. But take it from Thich Nhat Hanh, “Budgeting leads to enlightenment.” I’m just kidding, Thich Nhan Hanh didn’t say […]
What I’m about to tell you is going to sound crazy… but bear with me because it’s definitely true. Ready? Here it is… We get to decide what we focus on. Hold on… let me repeat that in case you missed it: We. Get. To. Decide. What. We. Focus. On. When it comes to investing, […]
Data suggests that over 50% of HNIs are unable to remain invested for even two years. This factoid made me think about something I wrote a few months back on Do Nothing Investing. I remembered a couple of our client stories – build on this philosophy, or they never bother to change the allocation. Do […]
You are busy. Equity markets are volatile. The stock market feels like a no-fly zone. Yet when markets rise and fall, you see friends making money by picking stocks. And so, because you think it must be easy, you try and do the same. What is more, several fintech platforms now make taking the plunge […]
And so the New Year begins with firm resolutions and high hopes. A client calls. They wish to buy land. They ask us to tell them the state of their investments. Then they ask if they may stop SIPs and pull out some funds to buy land. So I explain the pros and cons of […]
A DIFFERENT WAY TO LOOK AT SAVING: Coming from a perspective that draws on behavioural economics, in this blog, I explore why thinking about saving may not be the most effective, easy, or exciting way to meet your saving goals.
It is a truth widely accepted that most results come at the end of action or a series of actions, not the beginning. Thomas Phelps, one of the great investment gurus of our times, said, “To make money in stocks, you need to have vision to see them, the courage to buy them, and patience […]
TAPPING RESOURCES: There is money. And there are different ways to use it. It's important to allocate wisely. Mixing money for business with money for personal needs can hurt your life plans. How to get this equation right is what we are going to tell you.
On 23rd March 2020, after India (and the world) went into lockdown to contain the spread of Covid-19, the financial markets collapsed like a house of cards. As an investor, it is natural to feel fearful and despondent in the face of such adversity. Between the end of March and May, we had many client […]