Attitudes about money are formed at a young and impressionable age, says Uma Shashikant. We were at a store. A young family was shopping. The mother picked up an expensive bag and examined it fondly. She looked at the price tag and sulked, but refused to move on. The father shook his head in disapproval. She […]
2019, What a year it’s been. This year is nearly over and investors must be relieved. Many thought we will get into a global recession. Happily, that recession just didn’t happen. And we are into the year-end. It is said, ‘We manage what we measure.’ Isn’t the typical year-end time of reflecting and taking stock? […]
‘Avoiding regret is more important to life satisfaction than increasing accomplishments.’ There was no mention of more sex or bungee jumps. A palliative nurse who has counselled the dying in their last days has revealed the most common regrets we have at the end of our lives. And among the top, from men in particular, […]
We bring you a real-life investment journey on the occasion of Children’s day week. Investing for child education goals is one of the priority for any Indian family. Our esteemed client Mr. D (name changed), a salaried person, started investing for his daughter when she was in school. He began investing regularly for Ms. A. […]
Sometimes branding is everything in life. Life insurance didn’t take off until they changed the name from death insurance. Escargot sounds more appealing than eating snails. Global warming might be more concerning to more people if they called it planetary destruction or something that’s not so warm and fuzzy. Budgeting probably has the worst branding […]
Three deaths in the family in the space of one year made me think about a Will and the reasons why you must invest time to make one. A Will is nothing but a document with a list of all your asset details and who you wish to bequeath them to. Most say a Will […]
Home is an emotional subject. One wishes to have a perfect home. Client after client, this is one pain point: to have the ‘Perfect home’. Where all needs will be taken care of, there is space for everyone in the house and everything with little garden and ample light and amenities. Getting a home, building […]
Curbing emotions during turbulent times can be a challenge but is important for long term investors. Volatility in the stock market can prompt some investors to make poor decisions. EMOTIONS CAN BE A powerful impediment to investment success, particularly when tweets create stomach-churning market volatility. Investors able to avoid fight or flight responses to market […]
While chances of negative returns were 25% for 1-year period, the probability is nil in 5 years. The latest industry data released by CRISIL and AMFI shows that the chances of getting negative returns from investments in mutual funds through SIP route diminishes to nil from fifth year onwards. The report has taken the past […]
“Our favourite holding period is forever.” – Warren Buffett What is long term? Does Systematic Investing Plan (SIP) work? Should I continue my SIP? Will the markets go down even more? How much more? Should I exit? What should be the new strategy? These are some of the questions that crop up in the minds […]