Way back in primary school is when I first came upon the phrase, ‘Common sense is not common in people.’ Admittedly, it sounds a little trite any time it’s thrown down in a conversation between grown-ups, but, make no mistake, there does exist an undeniable grain of truth in it. It is this grain of […]
“Nothing will ever separate us. We will probably be married another ten years.” –Elizabeth Taylor, five days before filing for divorce Long-term thinking is easier to believe in than accomplish. Most people know it’s the right strategy in investing, careers, relationships – anything that compounds. But saying “I’m in it for the long run” is […]
You are busy. Equity markets are volatile. The stock market feels like a no-fly zone. Yet when markets rise and fall, you see friends making money by picking stocks. And so, because you think it must be easy, you try and do the same. What is more, several fintech platforms now make taking the plunge […]
For several reasons, I have been thinking about Professionals. Today, I am going to share a few instructive stories about my experiences with three consummate Professionals. But first, let’s define what or who is a Professional. Simply put, a professional is a person who is an expert at the service they render and is qualified […]
During one client conversation, the question came up, should we invest in the Sukanya Samriddhi Account? This is one case. Explainer: The client is investing in his company stocks for his child’s education. He has a long term vision, time for the goal and a good risk appetite. Investing in stocks is a good idea […]
Everyone needs a Cheteshwar Pujara in their Investment portfolio. Here’s why. Pujara has always been something of a mystery. A relatively successful cricketer who somehow fails to show up alongside the other names like Virat Kohli, Rohit Sharma, R Ashwin, or even Ajinkya Rahane. Because he isn’t glamorous, it’s easy to forget that Pujara has […]
And so the New Year begins with firm resolutions and high hopes. A client calls. They wish to buy land. They ask us to tell them the state of their investments. Then they ask if they may stop SIPs and pull out some funds to buy land. So I explain the pros and cons of […]
This is a routine case study to bring home the point about staying put with your investments. But routine does not make it useless. Quite the contrary. Strongly, too. The brilliance of doing nothing is oft-ignored. Oft-underestimated. And we have not pursued often enough. Hence, the need to share this case study and illustrate its […]
A DIFFERENT WAY TO LOOK AT SAVING: Coming from a perspective that draws on behavioural economics, in this blog, I explore why thinking about saving may not be the most effective, easy, or exciting way to meet your saving goals.
SPOUSE FACTOR: To create coherent investment planning strategies for life, for the family, you must involve your spouse. Why.