Mutual funds are a simple, systematic, proven way to create wealth. Investing, tracking and garnering returns are most accessible in Mutual funds. Mutual funds are an efficient, regulated system of wealth creation. A mutual fund is a vehicle to invest in. Your money is managed by professionals called Fund Managers. The following image shows the […]
The Mint asked us this question. They were writing a piece on the way forward for such funds. They wanted to know our thoughts on this because of a few small-cap funds re-opening their window for subscriptions. This was after a few fund houses took a call to selectively to close the subscription to their […]
Daniel Pink has written many thought provoking books. Free Agent Nation: The Future of Working for Yourself, A Whole New Mind: Why Right-Brainers Will Rule the Future, To Sell is Human: The Surprising Truth About Moving Others. 2012 are a few of them. In Drive, Pink challenges theories on what motivates people. Pink asserts that […]
In the last fifteen years, we have lived through at least two market crashes. Despite that the market bounced back to new highs what does this demonstrate?. The next time you think it’s a good idea to get in and out of the market based on some vague notion that you can predict ups and […]
The desire to keep an eye on your money is natural. But doing it too often can hurt you, and your money. Let us look at why this is so. We always want to see our portfolio growing. But ups and downs are a part of life. This rule also applies to your portfolio. In […]
“God has created enough for Man’s need but not for his greed,’- Mahatma Gandhi. Most of us would like to have more money. This is a fact of life. But question is, how much more? Last week, we met a client for an annual review. He asked, “Is this rate of return I am earning […]
Mutual Fund Scheme categorisation is in the news. What is it and how does it affect you as an investor? As per the mandate from SEBI (market regulator), each fund house must now classify existing schemes under a set of categories. SEBI has introduced this in order to streamline the number of schemes available in […]
SUCCESSFUL INVESTING IS SIMPLE, but it’s rarely easy. Yet millions of investors, both professional and amateur, assume they know what they’re doing. “We live in this mystical state where everybody thinks they can practice finance,” notes William Bernstein, retired neurologist and author of a fistful of acclaimed finance books. “But you shouldn’t practice without understanding the sc
SIP is Systematic Investment Plan. Is it a surefire way to create wealth? Let’s investigate. A method of investment, a systematic investment plan is an option that allows you to invest a specific amount at regulated intervals or frequencies, typically monthly in Mutual Funds. How SIPs help create wealth? In Hindi they say, “Boond boond […]
This is something people ask us often. What’s our view? Yes, a home loan can help you buy a house early in life but it is also a burden which many people want to get rid of as soon as possible. Deciding whether to close a home loan or not is always a tough decision. […]