January marks a change in season with the arrival of Sankranti, signalling the end of winter and the onset of summer. Nature transitions seamlessly, adapting to its rhythms with grace. Similarly, our traditions, deeply intertwined with nature, embody this spirit of harmony and change—it is our way of being. This month’s blog invites you to embrace transitions in the same spirit: not as disrup
Have you ever wondered why, despite your best efforts, some investment decisions are out of your control? Have you felt a surge of panic during a market dip, leading you to sell off stocks prematurely? Or perhaps you’ve held back from investing altogether despite knowing the long-term benefits? These behaviors aren’t just about numbers—powerful emotional […]
‘My life is not as interesting as Yours!’ ‘I want to work as much as possible to get to your bank balance!’ ‘I want to travel to Scotland!’ These are the few remarks I received recently. People in my circle are picking up on my WhatsApp status. When I share my daily happiness, small wins, […]
Navigating finances can feel daunting, can’t it? Conversations about investing, planning for retirement, and setting financial goals often get pushed to the back burner, just like the promises we make to ourselves about starting someday. But what if we shifted our perspective? What if today became our Day One? In community circles, I often hear […]
This one is for all you yogis, meditators, and Buddhists out there. You want to achieve enlightenment? The key is not in down dogs and green smoothies. The key is budgeting. I know that sounds crazy. But take it from Thich Nhat Hanh, “Budgeting leads to enlightenment.” I’m just kidding, Thich Nhan Hanh didn’t say […]
What I’m about to tell you is going to sound crazy… but bear with me because it’s definitely true. Ready? Here it is… We get to decide what we focus on. Hold on… let me repeat that in case you missed it: We. Get. To. Decide. What. We. Focus. On. When it comes to investing, […]
Data suggests that over 50% of HNIs are unable to remain invested for even two years. This factoid made me think about something I wrote a few months back on Do Nothing Investing. I remembered a couple of our client stories – build on this philosophy, or they never bother to change the allocation. Do […]
You are busy. Equity markets are volatile. The stock market feels like a no-fly zone. Yet when markets rise and fall, you see friends making money by picking stocks. And so, because you think it must be easy, you try and do the same. What is more, several fintech platforms now make taking the plunge […]
And so the New Year begins with firm resolutions and high hopes. A client calls. They wish to buy land. They ask us to tell them the state of their investments. Then they ask if they may stop SIPs and pull out some funds to buy land. So I explain the pros and cons of […]
A DIFFERENT WAY TO LOOK AT SAVING: Coming from a perspective that draws on behavioural economics, in this blog, I explore why thinking about saving may not be the most effective, easy, or exciting way to meet your saving goals.