In the last fifteen years, we have lived through at least two market crashes. Despite that the market bounced back to new highs what does this demonstrate?. The next time you think it’s a good idea to get in and out of the market based on some vague notion that you can predict ups and […]
Why Focusing on the Long Term is More Important Than Ever! Look at the photo above. See that road in the center that cuts through the mountain ridge? The history behind that road is one of the most remarkable tales of human perseverance, yet you have probably never heard it. The story starts in 1960 in […]
Company fixed deposits (FDs) offer assured returns, which are generally 1% to 3% higher than the interest rates on term deposits in a bank or post .office. However, here are some of the most important things to keep in mind before you rush to invest in a company fixed deposit. If you fall in the […]
As you grow in your profession and career, your earnings increase. And so do your lifestyle-related expenses. The thing about lifestyle-related expenses is that they are often unnoticeable; in other words, they creep up on you, because of which they are often hard to control. For e.g. Watching Movies in mall at PVR & INOX […]
“God has created enough for Man’s need but not for his greed,’- Mahatma Gandhi. Most of us would like to have more money. This is a fact of life. But question is, how much more? Last week, we met a client for an annual review. He asked, “Is this rate of return I am earning […]
What is action bias? As per Business Dictionary—Action Bias is the propensity to act or decide without customary analysis or sufficient information. In short, it’s ‘just do it or something,’ and think later. Recently, we shared this quote by Paul Samuelson on our FB page – Investing should be more like watching paint dry or […]
SUCCESSFUL INVESTING IS SIMPLE, but it’s rarely easy. Yet millions of investors, both professional and amateur, assume they know what they’re doing. “We live in this mystical state where everybody thinks they can practice finance,” notes William Bernstein, retired neurologist and author of a fistful of acclaimed finance books. “But you shouldn’t practice without understanding the sc
SIP is Systematic Investment Plan. Is it a surefire way to create wealth? Let’s investigate. A method of investment, a systematic investment plan is an option that allows you to invest a specific amount at regulated intervals or frequencies, typically monthly in Mutual Funds. How SIPs help create wealth? In Hindi they say, “Boond boond […]
There is struggle between, ‘Enjoy now or save for the future’. We constantly endevour to find the balance between enjoying life now and ensuring we have the resources to live well later, during our retirement years. There is no ideal balance for everyone because we all have different goals, needs, resources, expectations, and desires. The […]
As a kid, traveling was never priority for my family. While we did travel, it was viewed more as a leisure activity to get away from our ‘normal’ lives than traveling for the sake of traveling. It was way into adulthood that I started looking at travel as something that not only let me get […]