Have you ever wondered about the nature of goals and how we arrive at them? Let’s explore these fundamental questions. When it comes to financial goals, we at Gaining Ground approach them uniquely. We don’t just assign a monetary value to these goals; we delve into our clients’ backstories. Why, you ask? Because goals aren’t […]
All posts by Kshitija Ravi
Why I don’t want to Retire Early!
“Why I don’t want to retire early”, In this Blog, Kshitija brings a different perspective to the idea of Early Retirement. Naval Ravikant quotes aptly summarises – “Retirement starts when you stop sacrificing today for some imaginary tomorrow. You retire by saving up enough money, becoming a monk, or by finding work that feels like play to you.”
How best to invest in your child
As a mother of two kids – an 18-year girl and a boy of 10 years old – I am delighted to write this blog on how best to invest in your child’s future. This journey means the world to me. And the tips I’m about to share with you are very personal. They come […]
Appreciate that not all growth is visible
Plant lovers know that growth is not always visible. Plants with strong roots grow better. Roots are an example of invisible growth. You will also find examples of this kind of growth in other walks of life. Learning a language includes periods of invisible learning. Diet and exercise deliver benefits that are gradual and not […]
Science of Daily Habits
“Success is the product of daily habits – not once in a lifetime transformation” This is my favorite quote from an awesome book that I just completed reading called ‘Atomic Habits’ by James Clear. While this book gives us many valuable and deep insights about how small habits formulated can give tremendous results, I wish […]
Fund Of The Month:Canara Robeco Equity Hybrid Fund (G)
Canara Robeco Equity Hybrid fund can invest in equity and debt in 75:25 proportion. It brings the best of equity and debt asset class. The equity portion helps to get returns, and the debt portion provides a cushion. An aggressive hybrid category is less risky than a pure equity fund but can potentially offer equity […]
How to get rich by doing nothing
Data suggests that over 50% of HNIs are unable to remain invested for even two years. This factoid made me think about something I wrote a few months back on Do Nothing Investing. I remembered a couple of our client stories – build on this philosophy, or they never bother to change the allocation. Do […]
Kids, how much is enough?
How much wealth you should leave for your children? And Why?
Women & Money at Gaining Ground
On the occasion of Women’s Day, we wondered, how do the women at Gaining Ground feel about money? Here’s what we discovered. Kshitija Shete – Co-founder, Gaining Ground ‘Money doesn’t grow on trees. ‘Money has to be in circulation for it to grow more.” As an only daughter of a businessman, I grew up with […]
Look Back, Thinking Forward
2021 was the year of recoveries for economies, companies, and people. Next year promises more along the same lines. What are the top stories that spring to mind? The healthy pace of vaccinations is welcome. Interest rates continue to be low, Sensex, in 2021, moved up 19%. Diversified equity funds across categories did well. Debt Funds continued to