Think of your investment portfolio as a team of champions! Short-term investments can only contribute for a limited time. Medium-duration funds can stay with you for 3 years and adapt to any challenges, including fluctuations in interest rates. So, if you want to build a champion team to overcome any challenge, a Medium duration fund […]
As an investor, you often think short-term while investing in debt schemes and never think of reinvestment risk. But have you ever thought that even debt in the long term would meet your investment goal? If yes, then how long? Debt as a long-term investment: Investors should look at their investments in equity and debt […]
In our discovery process, we ask this question: Tell us about your best financial decision. We get fascinating answers. E.g. 1. I sold my ESOP (as soon as it is exercised) as it is all profit. 2. 30 year old tells me I bought the farmland because I want to farm […]
Do you agree that investing in a mutual fund is more interesting if you invest in a stable return pattern that promises to add growth momentum? Here we come up with that one category to make your beliefs stronger. Large and Mid Cap Fund: Investing in mutual funds can be like choosing a family member […]
Are you intrigued by the topic? Does a dietician relate to finance? Let me take you to the story first. Last month my father was admitted to the hospital for breathing issues and a chronic lung problem. After rushing to the emergency, Pulmonologist told me it was not because of the Lungs but the Heart […]
The price is what you pay. Value is what you get. This famous quote by Ben Graham reminds the fund manager of the HSBC Value Fund throughout the time he picks stocks and holds them. The HSBC Value Fund is true to its label, following a disciplined value-style approach. We are considering how this fund […]
“It was empowering to know that I can meet my needs myself. Even though the bank balance always existed, I never knew if it was sufficient. After financial life planning, I knew what my “rich” is. It was a crucial lesson to understand that we don’t need lots of money to be rich.. we need […]
What is it? If you are a member of EPFO, you can now have the option to select a higher pension based on your actual basic salary as of September 1, 2014. According to the most recent policy, older members may seek larger pensions and pay higher EPS contributions at an 8.33 percent rate rather […]
Today, in fund focus, let us discuss asset allocation funds, also called all-weather funds, that seek to manage portfolios through the combination of asset classes. What is a multi-asset fund? A multi-asset strategy, as the name implies, combines various asset classes to provide a broadly diversified portfolio. These asset classes often include stocks, bonds, commodities, […]
Let’s decode all the tax announcements from Budget 2023, specifically those impacting your life. First and foremost, a new tax regime for individuals to now be the default tax regime –means you have to mention to make you part of the old regime specifically. Another point making the new regime more attractive is a rebate […]