Are you intrigued by the topic? Does a dietician relate to finance? Let me take you to the story first. Last month my father was admitted to the hospital for breathing issues and a chronic lung problem. After rushing to the emergency, Pulmonologist told me it was not because of the Lungs but the Heart […]
The price is what you pay. Value is what you get. This famous quote by Ben Graham reminds the fund manager of the HSBC Value Fund throughout the time he picks stocks and holds them. The HSBC Value Fund is true to its label, following a disciplined value-style approach. We are considering how this fund […]
“It was empowering to know that I can meet my needs myself. Even though the bank balance always existed, I never knew if it was sufficient. After financial life planning, I knew what my “rich” is. It was a crucial lesson to understand that we don’t need lots of money to be rich.. we need […]
What is it? If you are a member of EPFO, you can now have the option to select a higher pension based on your actual basic salary as of September 1, 2014. According to the most recent policy, older members may seek larger pensions and pay higher EPS contributions at an 8.33 percent rate rather […]
Today, in fund focus, let us discuss asset allocation funds, also called all-weather funds, that seek to manage portfolios through the combination of asset classes. What is a multi-asset fund? A multi-asset strategy, as the name implies, combines various asset classes to provide a broadly diversified portfolio. These asset classes often include stocks, bonds, commodities, […]
Let’s decode all the tax announcements from Budget 2023, specifically those impacting your life. First and foremost, a new tax regime for individuals to now be the default tax regime –means you have to mention to make you part of the old regime specifically. Another point making the new regime more attractive is a rebate […]
“Retirement is wonderful if you have two essentials — much to live on and much to live for.” Retirement is the freedom to pursue any goal as long as one’s physical and mental capabilities last. It is that point in life when you have the financial ability to follow what you want to do in […]
Generally, the word retirement was associated with a person of life in the distant future. However, as we noticed during our conversations with many clients over the last few years that as they enter their 40s., they start thinking more and more about retirement savings. ‘Comfortable retirement’ is what is on their mind, and it […]
Have you ever thought of a bakery Or a Chai shop becoming a multimillion company? Yes, why not? We live in a country that has emerged as the world’s third-largest startup ecosystem. Currently, entrepreneurship in small businesses is much more than what it was two decades ago. Because it is easy to grow faster in […]
We are in a business of trust, and trust is the best-built step by step. We believe in nurturing relationships, one connection at a time. Most of the time, people read about equity markets but need help figuring out how to invest in them. Going through a trusted advisor gives answers to how best one […]