Instead of starting a random SIP in a mutual fund, based on past returns or the flavor of what’s in at the moment, financial planners now suggest investors tag their SIPs and investments to their long-term financial goals. Understanding investment goals Every investors could have some life goals that they need to reach in the […]
India’s oldest private sector mutual fund schemes can teach us a thing or two India’s oldest private sector mutual fund schemes turned 25 this month. By any yardstick, these funds have delivered impressive returns, with Franklin India Bluechip compounding investors’ money at 20.45 per cent and Franklin India Prima earning 19.67 per cent since inception. […]
Earlier this week, we looked at a common problem prospective investors face, i.e., they know how to make money, but don’t know the right place to invest the money they make. It’s why we do posts of this nature on our blog. In today’s post, allow us to point you two investment avenue that you […]
Mutual Fund Scheme categorisation is in the news. What is it and how does it affect you as an investor? As per the mandate from SEBI (market regulator), each fund house must now classify existing schemes under a set of categories. SEBI has introduced this in order to streamline the number of schemes available in […]
SIP is Systematic Investment Plan. Is it a surefire way to create wealth? Let’s investigate. A method of investment, a systematic investment plan is an option that allows you to invest a specific amount at regulated intervals or frequencies, typically monthly in Mutual Funds. How SIPs help create wealth? In Hindi they say, “Boond boond […]
It sounds obvious. But many of us don’t make time to do this. Is it important? Yes? Why? Last week, it was time for PTM (Parent teacher meeting) for my daughter. PTM is when we visit school, meet teachers, and understand the progress of the child. We also get to know how naughty or otherwise […]
If you want to live a happy life, tie it to a goal, not to people or things. – Albert Einstein People who maintain focus on long-term goals can achieve much bigger things in life. It makes perfect sense to think long term. But how, especially when you have to contend with everyday distractions and […]
I recently attended the Cafe Mutual event at Mumbai.This is an annual conference for independent financial advisers. We meet to exchange knowledge and hear from the investment experts. These events helps us to improve our client experience and increase our value proposition. I would like to share some takeaway which can help you investors. One […]
Let’s begin by stating the obvious: You earn when you work. But can you earn money all the time without having to work all the time? Truth be told, you can. There is a way to earn more by being better organised, instead of working more and all the time. As a matter of […]
The time is ripe and right for considering an allocation in Debt Funds now. In fact, the time do it is now. The much-awaited and anticipated rate cut by the RBI has come in effect last week, in the form of a 0 .25% cut in the repo rate, the reasons for which we […]